Employment Background Checks and Drug Testing Delivering Hire Quality™ 
Background Screening Home  Employment Background Checks, Drug Testing and More  Background Screening Solutions  About Universal Background Screening  Universal Client Login
  Why Screen?
  Pre-Employment Screening
  Employee Re-Screening
  Vendor/Extended Workforce
Court Research
  County Court Search
  Statewide Criminal Search
  Federal Court Search
Criminal Databases
  USA OffenderSearch™
  USA CriminalSearch™
  USA CriminalSearch Plus™
Driving Records
Employment Credit Report
Patriot Act Compliance
  OFAC SDN Search
  USA SecuritySearch™
Social Security Trace
  Address/Alias Trace
Verification Services
  Education Verification
  Employment History
  License Verification
  Reference Interviews
Healthcare Searches
International Services

Employment Credit Report

Credit reports can be a valuable tool for assessing applicants who may occupy a position where business needs dictate a history of financial responsibility.

Universal Background Screening offers Pre-Employment Credit Reports from both Experian and TransUnion. An Employment Credit Report differs from a traditional credit report, in that it is tailored for use in an employment situation. For example, it does not include account numbers, nor does the "pull" count against the applicant's credit score.

Experian Employment Insight Report

The Employment Insight Report from Experian enhances
traditional employment decision making tools by providing credit information which would not normally appear on an application, but may have an impact on job performance. Credit information provides insight into an applicant’s responsibility toward his/her
obligations, and integrity and ability to fulfill financial obligations. The report includes the applicant's credit history, providing an objective overview of how financial obligations are handled over a period of time.

Sample Experian Employment Insight Credit Report

TransUnion PEER® (Pre-Employment Evaluation Report)

The PEER Report from TransUnion gives you a completely unbiased account of a potential candidate’s financial background
information. It helps you assess the candidate’s financial
responsibility by showing a complete credit history. PEER traces the person’s credit history. PEER can then help you identify those applicants who are potentially financially overextended
or on the brink of problems that could adversely affect their performance on the job. It could signal a pattern of transiency or instability, as well as an inability to meet obligations.

Sample TransUnion PEER Credit Report

Contact Us for Employment Screening
Become a Client
Print this Page
Email This Page
    Call Us for Background Screening
Employment Screening : Drug Testing : Industry Solutions : About Us : Site Map : Privacy Policy
©2003-2013 Universal Background Screening, Inc. All Rights Reserved.